TLDR:
- Visa’s crypto and stablecoin payments now exceed $140B since 2020, with $100B from asset purchases.
- Stablecoin Visa card spending jumped fourfold year-over-year, reaching a $2.5B annualized run rate.
- Visa plans to support four more stablecoins as part of its global crypto payments expansion strategy.
- Over 130 stablecoin-linked Visa programs now operate across 40 countries, signaling broad adoption.
Visa is accelerating its crypto expansion. During its Q4 2025 earnings call, CEO Ryan McInerney revealed plans to add support for four stablecoins, citing surging demand for digital payments.
The company’s latest results also showed a sharp rise in stablecoin-linked transactions. Spending through such cards has quadrupled over the past year, showing clear momentum among users.
Since 2020, Visa has processed more than $140 billion in crypto and stablecoin transactions.
Stablecoin Spending Surges as Crypto Adoption Deepens
According to data shared in the company’s earnings transcript published by The Motley Fool and The Globe and Mail, Visa’s crypto-linked payments have gained unprecedented traction.
Over $100 billion of the total processed volume came from users purchasing digital assets directly with Visa cards. This shows a growing link between traditional finance and crypto payments.
Wu Blockchain noted that Visa’s stablecoin-linked card spending increased fourfold year over year, reflecting broader user adoption.
The company now operates more than 130 stablecoin-linked card issuing programs across 40 countries. Its monthly stablecoin volume has reached an annualized run rate of $2.5 billion as of the fourth quarter.
Visa’s approach to stablecoins aligns with its broader plan to bridge fiat and blockchain-based payments. The company’s expanding crypto footprint reinforces its commitment to powering new digital money movements globally.
Crypto Payments Power Visa’s Growth Outlook
For the quarter ending September 30, 2025, Visa reported $10.7 billion in net revenue, up 12% year over year.
Full-year revenue hit $40 billion, driven by higher transaction volume and increased demand for value-added services. McInerney described Visa as a “hyperscaler” in the payments ecosystem, enabling anyone to build on its “Visa as a Service” stack.
CFO Chris Suh projected continued low double-digit growth in fiscal 2026, pointing to stable consumer spending and upcoming global events like the Olympics as key drivers. Visa also processed 258 billion transactions for the year, while its total payment volume reached $14 trillion.
The company’s AI-driven systems reportedly disrupted over $1 billion in fraud attempts and dismantled 25,000 scam merchants in its first year of deployment. These advancements have strengthened Visa’s infrastructure for fiat and crypto users.
Visa’s ongoing tokenization effort now includes more than 16 billion Visa tokens. Its goal is to tokenize all e-commerce transactions, improving both privacy and security. The firm’s next focus lies in emerging markets and cross-border corridors, where stablecoin adoption continues to grow rapidly.